Loans Against Watches and Jewellery

Release funds quickly against your luxury watch or fine jewellery - No credit checks or complications

To lend money against your watch or jewellery we just need initial brief details to put together a loan proposal in principal. We will arrange for you to bring the piece to us for appraisal or, securely courier to us and we will quickly finalise the loan. The funds will then be express transferred to you, usually on the same day, and your items will be securely stored in our bank vault or safe.

The money lending process is simple and the rates start as low as a very competitive 3% value of loan. We will just require the pledge item, photo and address ID and a standard Pawn contract signing, which will be fully explained to you.

Example: On a £5000 loan you could pay as little as £150 interest per month.

There are no valuation fees, no redemption fees and we can have your money with you the same day. Furthermore, Yorkshire Loan only charge interest for the period on which the loan is outstanding e.g. borrow the money for two months – only pay two month’s interest. The standard contract we offer is 6 months but we will be as flexible as possible if this needs extending and a new contract writing.

If you’re thinking of borrowing money against your watch or jewellery, Yorkshire Loan are the best value Guaranteed!

We will lend against most watch brands including Rolex, Cartier, Omega, Breitling, Patek Philippe, Franck Muller, Richard Mille and many more. We can also lend against fine jewellery such as diamond rings, diamond necklaces, fine gold jewellery and more. We will consider most items with an individual or combined value of circa £5K and above. Please get in touch and we will try our best to help.

Common questions regarding loans against Watches & Jewellery:

Q: How much do you charge?
A: We charge interest from 3% depending on the value of the piece and loan amount required.

Q: How long is the length of the loan?
A: The industry standard term regulated by the Consumer Credit Act 1974 is six months. The loan can be settled early or a new agreement drawn up and extended at the 6 month point.

Q: What documentation do I need to provide?
A: We just need the usual photo and address ID together with the completed agreement forms.

Q: Do you charge me to store the item?
A: No, there are no storage fees.

Q: How soon will I receive the funds?
A: In your bank account within 24 working hours of receipt of the paperwork and storage of the pledge item.

Q: Do you run a credit check?
A: No, we do not undertake any credit checks. We base the loan on the item offered as security.


Short term pawn loan offered against most makes including Rolex, Cartier, Omega, Breitling, Patek Philippe, Franck Muller, Richard Mille and many more. We can also offer short term pawn loans against fine jewellery including diamond rings, necklaces and bracelets.


submariner daytona and yachtmaster pawn all rolex watches accepted for immediate loan

Enquiry Form

Pawn My Watch | Pawn My Jewellery


Name*

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Email*

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Valuable*

Market Value(£)

Description of Valuable*
e.g. Make, model, age


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submariner daytona and yachtmaster pawn all rolex watches accepted for immediate loan

To lend money against your watch or jewellery we just need initial brief details to put together a loan proposal in principal. We will arrange for you to bring the piece to us for appraisal or securely courier to us and we will quickly finalise the loan. The funds will then be express transferred to you, usually same day, and your items securely stored in bank vault or safe.

We provide a quick, hassle free and competitive way to obtain an instant cash loan for any purpose from £1k to £200k+.
We will consider any asset with a resale value and we will not undertake a credit check or affect your credit rating.



We lend up to 80% against the value of your assets which is usually at least 30% more than other lenders and our rates are lower than some credit cards and bank facilities.

All pawn loans are for a fixed term of 6 months. Minimum APR: 32.25% - Maximum APR: 69%

Representative Example: Total Credit: £2000. Loan term: 6 Months. Monthly interest rate: 3% (fixed). Interest for 6 months: £360. Amount repayable in one installment: £2360. 39.24% APR.

Risk Warning: If the loan is not repaid, the asset may be sold to to recover the debt.

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