Loans to 75% of Value for Any Purpose – Secure Transit & Storage
We can help you to unlock the money in your fine art with a short term loan against your painting, print or etching for any purpose without a credit check.
While the term “art” includes everything from a Rembrandt etching to a Bob Dylan print, the principles are the same. We take into account the artist, the uniqueness and provenance of the piece, the strength of the attribution, the supply/demand balance and any data we can locate from auction, gallery, and private-sale records to offer you the best loan available.
When your fine art or antique is with us, it is subject to both protection and specialist care, and when you repay your loan in full, we guarantee that we will safely return your piece.
We also work with some auction houses to offer a pre-auction loan, allowing a value to be released on an item that is due to be auctioned in the near future.
Get a QuoteLending Against Artwork
To lend against your artwork we just need initial brief details to put together a loan proposal in principal. Once agreed and the documentation processed we can discuss logistic and storage options.
Once finalised, the money will be express transferred to you the same day and usually within an hour.
The money lending process is simple, and the rates start as low as a very competitive 3% value of loan.
There are no redemption fees and we can have your money with you same day. Furthermore, Yorkshire Loan only charge interest for the period on which the loan is outstanding e.g. borrow the money for two months – only pay two month’s interest.
If you’re thinking of borrowing money against your fine art, Yorkshire Loan are the best value Guaranteed!
We will lend against most pieces of fine art or antiques. Please get in touch and we will try our best to help.
Read MoreHow much do you charge?
We charge interest from 3% depending on the value of the piece and loan amount required.
How long is the length of the loan?
The industry standard term regulated by the Consumer Credit Act 1974 is six months. The loan can be settled early or a new agreement drawn up and extended at the 6 month point.
What documentation do I need to provide?
We just need the usual photo and address ID together with the completed agreement forms.
How soon will I receive the funds?
In your bank account within 24 working hours of receipt of the paperwork and storage of the pledge item.
Do you run a credit check?
No, we do not undertake any credit checks. We base the loan on the item offered as security.
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We lend up to 80% against the value of your assets which is usually at least 30% more than other lenders and our rates are lower than some credit cards and bank facilities. All pawn loans are for a fixed term of 6 months. Minimum APR: 32.25% - Maximum APR: 69%.
Representative Example: Total Credit: £2000. Loan term: 6 Months. Monthly interest rate: 3% (fixed). Interest for 6 months: £360. Amount repayable in one installment: £2360. 39.24% APR. Risk Warning: If the loan is not repaid, the asset may be sold to to recover the debt.
We offer secured pawnbroking loans against luxury assets, typically lending up to 80% of the value of your assets. All our pawn loans are for a fixed 6-month term. Minimum APR: 35.90% - Maximum APR 89% (including fees).
Representative Example: Total Credit: £10,000. Loan term: 6 Months. Monthly interest rate: 4% (fixed). Interest for 6 months: £2400. Amount repayable in one instalment: £12,400. 54.76% APR. Risk Warning: If the loan is not repaid, the asset may be sold to recover debt.